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Our credit ratings

Man and two children sitting in the open boot of a car, with a kite in a field

We maintain credit ratings so that investors and other stakeholders can independently assess our financial strength and ability to meet our obligations. These ratings support investor confidence and help us access the funding we need to continue delivering affordable, reliable mobility to disabled people and their families.

We have held long-term issuer ratings from Moody’s and S&P since 2008, supported by regular dialogue with both agencies and a commitment to transparency. We remain focused on maintaining a disciplined approach to credit ratings, recognising their importance in providing an independent assessment of our credit risk and financial strength.

The table below summarises Motability Operations Group plc’s current credit ratings.

 

Rating agency

Type

Rating

Outlook

Revision date

S&P Global

Long term issuer rating

A-

Negative

3 June 2026

Moodys

Long term issuer rating

A3

Negative

9 June 2026

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