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Our performance

Delivering customer value is underpinned by our commercial operations and our corporate structure.

We don’t pay dividends to our shareholders meaning that the profit we generate is invested in disabled people’s mobility and sustain and develop our customer proposition.

We aim to run our business in a socially and environmentally responsible manner, balancing the needs of stakeholders whilst always keeping our customers at the heart of decision-making.

Delivering value for money

Central to our purpose is a commitment to provide customers with good value and appropriate mobility solutions.

We listen to our customers to ensure that we meet their collective and individual needs.  

Good value is delivered by working effectively with our stakeholders and partners. Our investors understand the value of the Scheme and our approach to operating in a financially sustainable manner. We have longstanding relationships with key partners across the automotive industry which allows us to provide the strong and stable base on which our organisation thrives. 

A man and woman smiling while helping a young girl in a wheelchair

The Scheme has been delivering customer value for over 45 years and we are determined to continue to deliver into the future.

We recognise and embrace the inevitable changes affecting the mobility sector and our customers’ needs.  

We are investing in the transition to electric vehicles (EVs) to make it easier and more affordable for our customers to make the switch. We are working with innovation partners to ensure the unique needs of our customers are taken into account. We invested £300 million over the last three years to support our customers with the transition to EVs.

H1 2025 Business update

We are proud of the work we do and our commitment to deliver the Motability Scheme responsibly.   

Find out more in our latest Half Year Report

Half Year Report 2025

Our Impact and Sustainability commitments

Financial statements and news   

Long-term planning is central to our financial model, which is built to support current and future generations of customers.

This stability protects our customers against economic risk and supports the equitable provision of mobility.

Three women and one man chat in an office

Our financial strategy prioritises:

  • Maintaining reserves consistent with our conservative capital management policy  
  • Proactive funding strategy to support strong liquidity management at a competitive rate 
  • Maintaining our credit rating(s)  
  • Forging strong partnerships with stakeholders across the value chain   
  • Managing investment and innovation opportunities to best serve our customers  
  • Science-based impact and sustainability measures linked to use of capital

Our mission has never been more important. As we focus on navigating change in the mobility and welfare landscape, our commitment to disabled people remains constant.

With over £11bn in estimated social value and £4.3bn contributed to the UK economy each year, our role is clear: to lead responsibly, invest with purpose, and ensure no one is left behind.”

- Andrew Miller, CEO

Visit our Investor Hub to find our Annual Report, Impact Report and more

Discover our Corporate Governance and Policies hub for our statutory reporting

We’ve delivered a strong business performance and maintained a disciplined approach to pricing, despite ongoing inflationary pressures. Our half year results reflect our focus on managing through the cycle and the short-term impact of cost volatility, while ensuring our fundamentals remain robust.

With a strong capital base and newly secured funding from the market, we’re well positioned to continue supporting customers and investing for the long term.”

- Matthew Hamilton-James, CFO 

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